Tis the season for....scams. Unfortunately. Gosh this time of year it seems the 'scammers' are out to get everyone. I had someone recently try to charge to my credit card and thankfully I was alerted before things got out of hand but some are not so lucky. 

Do you often wonder how the heck people access our information sometimes? No matter how careful you try to be, heed all the warnings that you hear or read about, there is still some type of scam alert out there, especially this time of year!

So here I am to inform you of another that I just heard about.

Have you heard of 'the refund scam' yet? According to the Federal Trade Commission,

In these scams, someone says they can help get your money back or recover the prize or item you never got, but you need to pay them first. If you do, you’ll lose more money.

You typically are promised that these people will help you get your refund, your money back on whatever item you purchased but first you must give them your financial information.

If you think about it for a second, its like, wait don't you already have it? If you're giving me a refund, you already have my info just put the money back on my card or what have you. But in the moment, we are not thinking straight, we are only concerned to discover we got scammed in the first place and thus the scammers win. In some cases, we give them the info they want without even realizing it. We serve it to them on a silver platter.

If you are worried about whether or not you are being scammed in some instances, visit the FTC's website for more info.

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