I'm all about spreading little tips and tricks. After all, life is tough enough, especially around the holidays. If there's a break out there, I want in on it. I don't know a person out there who couldn't use a few extra dollars to help with things. It seems like there's always something that costs, am I right? What if I told you I came across something that could put money in your pocket, money that belongs to you in the first place?

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There's a website that is a division of the Texas State Comptroller that is used to connect unclaimed cash and property with their owners. It turns out Texas has over four billion dollars just hanging out there. For example, if you had a job where you were owed a final paycheck but never received it, it would be unclaimed property with the state. I know this because I searched for myself and found a pleasant surprise - money owed to me from an old job when I was in college.

LOOK: TRY THIS SIMPLE SEARCH TO SEE IF YOU HAVE UNCLAIMED MONEY IN TEXAS

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More examples of unclaimed cash property include:

  • Payroll or cashier checks
  • Stocks, bonds, or mutual fund accounts
  • Utility deposits and other refunds
  • Bank accounts and safe deposit box
  • Insurance payouts
  • Mineral interest or royalty payments
  • Court deposits, trust funds, or escrow accounts
  • Overpayments on utilities and other bills

Vehicles and Real Estate are not unclaimed properties.

It's completely free to search your name and see if you have unclaimed cash property. If you do, submitting a claim form is easy and done online. What are you waiting for? You could be sitting on a nice chunk of change.

LOOK: Here are 25 ways you could start saving money today

These money-saving tips—from finding discounts to simple changes to your daily habits—can come in handy whether you have a specific savings goal, want to stash away cash for retirement, or just want to pinch pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]

Gallery Credit: Bethany Adams